Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel Ertel

It took a while to hear back, but coverage was great!

Everything was covered so no complaints there! I was very happy to finally hear back and get that news. However the time it took had me in a tight spot financially for a while. I just got out of school and got a job (where I get my pet insurance from) and of course she decided to get sick right when I was completely broke haha. Submitting the claim was easy. It took a long time because old vet records were requested, which I expected and have no complaints about. Then I got those documents and submitted. Then I got a letter after the 30 days that said another 30 days was needed. So while I understand that these things take time, it was about 3-4 months. It would have been nice to hear back sooner but again, overall I am very happy and thankful it was covered. Thank you!
5

out of 5

POSTED: | BY: Susan Marquard

very helpful

made handling a claim very easy and quick response
5

out of 5

POSTED: | BY: Cheryl Dixon

So thankful I have this insurance

My baby girl means the works to me and with Nationwide I have been able to give her the best medical care possible.
5

out of 5

POSTED: | BY: James Shinosky

Thank God for the pet insurance...

I was hesitant at first to get a pet insurance for my new adopted dog but went ahead buying it with my friends’ advice. One year later my dog suddenly got ill and had to take him to vet. It costs me an arm and leg. Fortunately my pet insurance took care of it. My dog is doing fine now. I would highly recommend anyone with pet to get a pet insurance. Vet services aren’t cheap anymore...
5

out of 5

POSTED: | BY: Ina Manaster

With your proven history of service, professionalism and quality, we wouldn't own a pet without Nationwide Insurance.

It's reassuring to know that we have Nationwide working with us to help keep our dogs healthy. Just as we would provide health insurance for the rest of our family, we want to be certain that we can offer our pets (just another part of our family) the same level of healthcare without worry of cost. Thank you. as always, for your assistance and follow up.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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