Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Esther

Hope you never need it, but, glad when you do need it!

Unfortunately, our rescue Toller (maybe a mix?) came to us with a series of health issues that have appeared over the years. Nationwide has been very good in helping us give Esau the best care we could because they helped defray some of the expenses. We also have our cats insured with Nationwide! Also, our Vet, Dr. Willhite works with us & Nationwide by not ordering tests that are unnecessary & expensive.
5

out of 5

POSTED: | BY: Serena

Claim was processed quickly

Our first claim was processed quickly and easily and we got the payment sooner than I thought.
5

out of 5

POSTED: | BY: Yuriko

It is worth having my dog insured by your company

Very good overall- thank you!
4

out of 5

POSTED: | BY: Priscilla

I would have given a 10 for everything if my monthly premium didn't go up so much!

I have thoroughly enjoyed being with Nationwide -- starting with the monthly cost, the coverage, ease of submitting claims and the direct deposit for reimbursement. However, the fact that my premium went up by $38 PER MONTH will not be sustainable if it continues every year. My dog is healthy and the only claims last year were for spaying and wellness check up. I could almost understand such an increase if she was sickly and constantly at the vet, but that's not the case. I will ride it out this year, but going forward if it continues to increase in this way, I will have to leave Nationwide.
5

out of 5

POSTED: | BY: Tyler

Awesome process

I love this service. The claim upload and electronic pay process is easy and fast. Thank you for encouraging healthy pets!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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