Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rhonda Swank

I have never been more pleased with a company.

We were skeptical at first about getting pet insurance. I have had friends that fight for months to get money back on claims. With Nation Wide we get our claims processed so quickly. I think our last check took 2 or 3 weeks and we got hundreds back. Every claim is so easy to fill out, fax in or submit online. you get an email in a day or 2 stating they received your claim. Next thing you know you get your 90% back after your deductible is met. They break it down in such a way anyone can understand and read the explanations. I have never had one issue with this company. Awesome job you guys! I just signed up for another year. I sleep better knowing my dog is protected in case of emergencies and also for regular vet check ups. I wish I could find a human insurance company this efficient!
5

out of 5

POSTED: | BY: Doreen Rucker

Relatively Simple, User Friendly Claims Process

After years of service would describe most experiences with Nationwide Pet Insurance as positive with reasonable response times.
3

out of 5

POSTED: | BY: Melody

I wish the premiums were lower. As I have 3 dogs

I wish that the turnaround time for payment was shorter.
5

out of 5

POSTED: | BY: April

Excellent service

Excellent customer service. Very user friendly website too!
5

out of 5

POSTED: | BY: Elizabeth

Hope you never need it...

but if your dog does fall ill, insurance is a must. Nationwide has been great with our recent claims. Fast courteous service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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