Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Johnny Chen

Nationwide is an insurance we can count on it.

I am happy that my dog has an insurance. Nationwide service is excellent.
5

out of 5

POSTED: | BY: Alyssa Maurer

Best decision I ever made was to get Nationwide Pet Insurance for my beloved dog!

This company is HANDS DOWN the BEST for your animal family members. They make it soooooooooo easy to submit a claim and to receive your money. I am shocked by how much they cover and how easy it is. It is almost like a little surprise when I see the email pop up that I have a new direct deposit waiting for me! I thank you for taking such good care of my chocolate lab Riley. She has gotten into some injury and sickness lately and without insurance I would be paying thousands! Thank you so very much for caring about us! I will insure every single pet i have with your wonderful company!
5

out of 5

POSTED: | BY: Kylene Hubbard

Great Insurance

Covers just about all our pet medical needs.
5

out of 5

POSTED: | BY: Rhonda M.

Very easy to submit a claim, to receive reimbursement and to ready the claim review.

Highly would recommend for pet owners!
3

out of 5

POSTED: | BY: Alison Quinn

Lot of Money for Little Coverage

Claims should be able to be completed more easily through an app Response times are slow and claim payouts are very small compared to the yearly premiums. They continue to decrease yearly. I sent an email about the coverage for my youngest puppy and the fact that spaying was not covered versus my other dog's policies - still have not received a response 2 months later.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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