Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Helen

Keep up the good work

The only thing I have issue with is that it takes a while for me to receive the check via mail i know i have a better and faster way to do thru direct deposit. I may have to consider it in the future. I also like the vitusvet app, very convenient.
5

out of 5

POSTED: | BY: Brooke

Such a relief

This is my first time having Pet Insurance. And I’m so happy I did it. Having the security for when an emergency happens makes everything so much better. Vet bills are expensive! I can afford a monthly payment but can not afford an unexpected large Vet bill. The claim was processed within a few days and in my bank account a day or two after that! I’ve recommended this to anyone and everyone that has pets
5

out of 5

POSTED: | BY: Christine Walker

No problems at all

Very easy to submit a claim through the app. Very responsive. The last claims I put in were processed and I had the money in my account with 10 days.
5

out of 5

POSTED: | BY: Jason garreth

effective, but lengthy

very nice to have help with taking care of the furry members of the family. the process could be a bit quicker, but it does work well.
4

out of 5

POSTED: | BY: Kimberly A

Wellness

I signed up for direct deposit and did not know I had to authorize claim it every time

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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