Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Scott

Best customer service experience i have had in a very long time

I submitted a sizable claim but there were issues with the invoice being unreadable, agent Christy Mueller reached out and went above and beyond to settle the claim. She repeatedly tried to work with the vets office to no avail but continued to keep an open line of communication with me providing me real time updates. I was able to get legible copies of the invoices to Christy and she expedited resolving the claim. She was extremely helpful and a joy to work with, i hope all Nationwide Pet Insurance employees are half as helpful as she which would still be excellent. Bravo and thank you Christy
5

out of 5

POSTED: | BY: Stacey

Easy and a lifesaver

My Golden is a service dog so we need to keep on in tip top healthy. Having this insurance is a life saver because it enables us to do whatever is necessary to keep our pup healthy.
5

out of 5

POSTED: | BY: Maggie

Outstanding service

Working with Nationwide was very easy, allowing me to focus on what was most important, my sick puppy. Submitting my claim was straightforward and Nationwide provided reimbursement exactly as expected. Nationwide was recommended by my veterinarian for excellent customer service and I’m am very happy with my choice to purchase insurance through Nationwide.
5

out of 5

POSTED: | BY: Amber

Nationwide pet insurance is the smartest thing I’ve ever done.

I cannot recommend this pet insurance enough. Their customer service is great and they’ve covered every claim with no question all the while having me paid back in no more than a week. I have an older dog, who I’d do anything for no matter what, but it is so nice to have the peace of mind that he’s covered financially. I suggest anyone with a pet acquire this insurance. It’s the best Decision I’ve ever made.
5

out of 5

POSTED: | BY: Patty

Just a little snag this time (see below). But you handled it well.

Just one little snag. The staff at my vet's office sent the request in to you the day after the treatment (which they had done with all treatments related to her indulent ulcer), and apparently it had never arrived. When I finally realized that I hadn't heard from you, I called. You requested that I call our vet and have the info, and bill, faxed to you again. They did. The check arrived within a few weeks. P.V.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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