Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica Isbell

Claim process went very smooth

Submitting my claim went by very smooth & the re-imbursement was exactly what I was hoping for.
5

out of 5

POSTED: | BY: Ron Welch

They do what they advertise.

Good communication in the Claims process.
5

out of 5

POSTED: | BY: Shirley Johnson

Your company is the best in helping people help their pets.

I trust my pets health to the vet who has taken care of all of my girls since 1981 and I know I can trust your company to comply with the terms of the insurance I've purchased for her to keep her healthy and happy for years. Trouble is, no dog lives long enough.
5

out of 5

POSTED: | BY: JIMMY BELSON

NEW POLICYHOLDER - EVERYTHING LOOKS GREAT

EVERYTHING STRAIGHT FORWARD EXCEPT PAYMENT FOR CLAIM. RECOMMEND A "TEXT" APPROVAL OPTION FOR PAYMENT OF CLAIM VERSUS 100% EMAIL.
5

out of 5

POSTED: | BY: Juliee

Great Coverage Made Easy

We recently had a health scare with my cat, Beau which entailed bloodwork and a hospital visit with full ultrasound. Having never used our insurance prior, I was not sure how to go about submitting in the paperwork. Going on the website, Nationwide has the instructions easy to follow and simple steps in completing the information they need to review and review on your claim. Great experience, fast turnaround on my claim. And, it brings a sense of comfort and safety knowing should anything happen, we have Nationwide pet insurance there to help with the costs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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