Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Colleen Russel

Great Pet Insurance

Very quick response time when filing a claim. My only complaint would be when it comes to prescriptions that are monthly that you need the vet to send the prescription. Flea and tick and heart worm never change and need to be taken monthly so don’t understand why it’s so hard to file for that. Other wise very grateful for this insurance and the customer service people have been very helpful and friendly. Thank you
5

out of 5

POSTED: | BY: Steve Zihala

I will never again have a dog without doggie insurance. The benefits certainly outweigh the cost of the product.

Nationwide Doggie Insurance is an honest, reputable company that will forever insure my pets. The claim process is easy, fair, and reliable.
4

out of 5

POSTED: | BY: Cynthia Jones

Claim Filing

Very easy to file a claim. Prompt payment. The only complaint I have is not being able to access the EOBs and claim status on the web site. Continually receive a message that the site is undergoing routine maintenance. Kept getting the same message for over two weeks. I sent an E-mail regarding this, and was advised to try using another browser as there wasn't an issue with the site. I tried that, and still received the same message. Glad it wasn't as difficult to file an on-line claim.
5

out of 5

POSTED: | BY: Debra Jackson

I love that my claims are processed very fast and efficiently.

My claims are always processed efficiently, and when I call in with questions, the representatives are always very professional and knowledgeable.
5

out of 5

POSTED: | BY: Charles White

Thank You

I appreciate your understanding of Stella’s chronic, life long condition. As I’m sure you can understand we want to provide her the happiest and healthiest life we can. Nationwide helps us in this regard. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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