Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James

Quick, Easy

Easy filing thru email and they have greatly reduced their turnaround time. The last few filings have taken less than 2 weeks.
5

out of 5

POSTED: | BY: Kylee

Vet Covered

The process was great! I was worried nothing would be covered and I got the full 90% covered. It was a financial win at a time when I don't have the funds. Thank you!
5

out of 5

POSTED: | BY: abdelazim

Great

Great, very fast, I travel a lot with my dog something amazing the insurance isn't limited to one state
5

out of 5

POSTED: | BY: Deborah

Lily doing great

Lily visit to the vet for stage 2 periodontists was excellent. However, 3 teeth had to be extracted. I am thrilled with my pet insurance; it paid the the bulk of this expense procedure. I am guessing that I have had VPI insurance for almost 15 years!!
3

out of 5

POSTED: | BY: Shearer

Frustrated that after 12 years of using this insurance they are now delaying payments for no reason.

Suddenly after 12 years of great service they are putting things in underwriting and holding off payments for no reason. It’s very frustrating.I have always recommended this company to friends but right now I’m hesitant to do that.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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