Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise

With the Whole Pet with Wellness Coverage, I feel able to provide my pet with the best care that they need.

Having the whole pet coverage is a little pricey, but I feel all it takes is one incident over a 5 year period to completely make the coverage worth paying for. Reimbursement for major accidents comes quickly and i'm confident to provide my pet with better care without having to worry or make the hard decision of whether i can afford a $6000 surgery. Based on previous expenses I've incurred due to a very ill dog that began deteriorating due to a spinal condition, I'd recommend starting coverage early on in your pet's life to avoid pre-existing condition conflicts. It really takes the stress out of taking your pet in for major issues, such as the bilateral ACL tears my current dog encountered this year. I expect to pay a certain amount a year minimum just in necessary and routine vet expenses, and the Nationwide premium seems like it will even out over the course of several years.
5

out of 5

POSTED: | BY: MIKE VAN

We've been super happy with Lexi's Nationwide coverage.

Nationwide keeps it very simple. Lexi is a part of our family and having Nationwide coverage enables us to make sure she stays healthy.
5

out of 5

POSTED: | BY: Jolanda Frensch

Great insurance, so glad to have it and telling all my colleagues

So glad to get the help with our beloved Lee. He has a lot of allergies and is getting the help he needs, thank you!
5

out of 5

POSTED: | BY: Tracy

So easy to file a claim

It's one of the only ones that has a YEARLY deductible not a per incident deductible.
5

out of 5

POSTED: | BY: colin

your AWESOME!!!

Great

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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