Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Stacie

Mrs

My dog suffered from a reaction to sutures from his neuter and gastropexy and had to see the vet for wound care. This was not covered. I did not understand that finding. It seems as though more things used to be covered when I first got insurance for my other dogs 15 years ago.
5

out of 5

POSTED: | BY: Alice

Love your comprehensive service and coverage.

My dogs have been covered by Nationwide for over ten years. I have always been pleases with their coverage and communication about my pups.
5

out of 5

POSTED: | BY: Tiffanie

Grateful

Like so many others, I got pet insurance and thought I would hopefully never need it. I am so glad I chose the one I did. My dogs procedure was covered. I am beyond grateful and would recommend Nationwide to anyone who is considering pet insurance.
5

out of 5

POSTED: | BY: Deanna

Love Nationwide.

I love working with Nationwide. They are always very helpful when I have questions.
5

out of 5

POSTED: | BY: Christina

Reliable, dependable insurance when you need it!

Nationwide has a fairly easy claims process and a very straightforward policy on what is covered and what isn't. It is such a relief to know I don't have to worry about the cost of treatment when Pepper is ill, and I don't have to turn down needed tests because I can't afford them. I can sleep easy at night knowing Nationwide has Pepper covered!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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