Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendy

Thank you

Thank you.
5

out of 5

POSTED: | BY: Kara Zoeller

Great coverage, easy claims

I love Nationwide’s Whole Pet coverage plan. It’s on the expensive side, but it gives me peace of mind with my cat knowing that he’s covered for anything he needs.
4

out of 5

POSTED: | BY: beth Costa-Howland

Can be confusing

I thought I had gotten good coverage for my pup. She attends day care and dog park. The vet has on occasion told me to drop s sample and if it's not within the visit its not paid for. Frustrating but learning
5

out of 5

POSTED: | BY: Shirley Han

Easy to use insurance, a must for your pets

We have a Bernese Mountain Dog and because we were worried about not being able to cover things should an accident occur, we got Nationwide Pet Insurance. It's been so helpful because we have a lot of friends who don't have insurance and it's hard seeing them struggle and figure out if their dog gets the treatment that it needs--it's heartbreaking. We've been very satisfied with Nationwide but would encourage people to get the insurance as soon as possible because anything (e.g., getting diarrhea) that shows up prior to the insurance will be treated as a pre-existing condition (e.g., gastroentitus).
5

out of 5

POSTED: | BY: Theresa Griffith

So far I love the excellent coverage and cost

Yes

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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