Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Colleen

Easiest, Most-Comprehensive Insurer!!!

After having terrible experiences with two of the other top names in the pet insurance industry, I LOVE LOVE LOVE Nationwide! The ease of use, ability for my veterinarian to file my claims or use the handy mobile App is great. The claims process from beginning to end is easy, clearly explained, and quick. All customer service experiences have been stellar!
5

out of 5

POSTED: | BY: Kathy

They cover what they say

Care for Elsa has been exceptional after I met my deductible Trupanion was my previous insured and they told me nationwide was horrible it is not been horrible for me
5

out of 5

POSTED: | BY: robert

Great service!

Always painless process!
5

out of 5

POSTED: | BY: Lauren

Easy Peasy

I use my wonderful vet office to help submit claims and have had no issue. Very simple and easy!!
5

out of 5

POSTED: | BY: Marc

Beneficent

I have always been skeptical with pet insurance due to coverage. I know I eventually had to get it for Nike as he is getting older. I am glad I did because just recently we’ve been having to take Nike to the vet because of skin issues. He also just had a procedure done. As all pet owners know, veterinary expenses are not cheap but as a pet owner, you want the best treatment for your dog. I know for me, I wanted to get Nike the best care. With the expenses piling up, I am relieved that Nationwide covered 90% of the cost after my $250 deductible. Knowing they have been on my side through this process has been a great relief, for me and my pockets. I am very happy with the coverage and handling the claims through the app. Easy as one-two-three and receive the response in just less than a week. This insurance have been very beneficial for me and Nike. I have never been happier to have an insurance company who wants what’s best for your pets.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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