Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CGriffin

I love you guys you are the best and help me to take care of my dog in the best possible way!

I recommend you to all my pet friends! Superfast to pay claims and no hassles on coverage, I am a client for life :)
5

out of 5

POSTED: | BY: Tracie Barberi

Great experience

Excellent customer service and the reimbursement was quick and easy
5

out of 5

POSTED: | BY: Cindi Skelton

Nationwide covers my expenses for my dog who has had many illnesses this year!

Nationwide has lived up to my Vet's recommendation on coverage and they are easy to submit a claim to.
5

out of 5

POSTED: | BY: Barbara Gagle

Great Company

Great company to do business with. The few claims I had very dealt with in a timely manner. I had one dispute with a claim, and upon further review was handled to my satisfaction..
5

out of 5

POSTED: | BY: Sonjia

Cocoa is doing much better.

The claim submission process is convenient. The processing period for my claims are fast and the direct deposit option is very accommodating.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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