Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: BETH ERVIN

So much peace of mind, with excellent service.

I am so happy Lily is insured with Nationwide. The claims we have submitted to date have been easy, and we have received great customer service. I also find the website very user friendly.
5

out of 5

POSTED: | BY: Kay Knight

Happy to have Lucy covered.

good insurance for my pet
5

out of 5

POSTED: | BY: Glenn

Nationwide is an Extension of ourselves

After losing our 9 yr old Pointer in June, we got our Pointer puppy in August. Once getting home at 10 weeks, we had some some initial big challenges being exposed to Kennel Cough, and some other small challenges. Nationwide's team has given us great reason to be believers in their care and coverage. We appreciate all the guidance you provide, and the follow up. Thank you! We know our Puppy (and ourselves too) are in the best possible program of Insurance coverage! Thank you!
5

out of 5

POSTED: | BY: Jodi Leonard

Great, every pet owner should have it

I will always have pet inurance for as long as I have animals in my home.
5

out of 5

POSTED: | BY: Arlene Jimenez

Grateful for the awesome coverage and service

Thank God for our insurance coverage with Nationwide for our 14-year-old furbaby who needed an operation for her torn ACL. We have been able to take care of her and rest easy, financially, because Nationwide was there. Too many times an owner who doesn't have the right insurance or can't afford it, is forced to euthanize their four-legged family members. I am grateful that we have been able to maintain our insurance payments because we would not have been to afford this surgery, not to mention the many times that we have been covered for yearly health maintenance for both of our "girls."

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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