5
out of 5
POSTED: | BY: Donna
Pet owner
We had a different carrier with another dog. We find Nationwide Support and coverage much better
4.8
out of 5
Number of reviews 24,744
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: R.R.
Profit over pet. A little more compassion please.
First the BAD...
One... they don't cover congenital health issues. Also, they don't make it a point to advertise that. They should be up front and honest. PLENTY OF OTHER COMPANIES DO. Nationwide is more about the money. Not the wellbeing of your pet (family member).
Two... they don't have actual vets on hand to assist with claims. PLENTY OF OTHER COMPANIES DO. With Nationwide you are the mercy of a pencil pusher who's main job is to save company money. He or she decides your claim not an actual educated veterinarian.
Three... because of the former myself and my vet had to fight tooth and nail to get them to cover a non-preexisting allergy. Remember, you're dealing with a pencil pusher who is trying to save the company money not an actual educated veterinarian.
Now the GOOD...
One... when the do cover a claim the turn around time is pretty quick.
Two... they keep you well informed when processing your claim. Also, the ETA on reimbursement checks.
The IN-BETWEEN
One... most every vet excepts them though not a lot of vets like them because they are hard to deal with and they don't like the fact that they choose profit over pet.
Final thought. It's probably a good insurance if you don't have a pet with a lineage of medical issues like bulldog breeds, pugs... or any flat face animal for that manner.
Do your homework. Sad to say I didn't read the fine print on congenital health issues so we are now paying thousands of dollars out of pocket because they choose profit over pet. Also, the rep I talked to that helped me sign up didn't have the common decency to tell me that my Frenchie wouldn't be covered for a lot of health issues. The rep was only worried about the bottom line and signing up a new customer. It's not all about the money, people, pets are family and deserve to be treated like family.
Thank you kindly.
5
out of 5
POSTED: | BY: Paul
Have had our policy for many years; always feel well-treated.
The new on-line claims submission process and electronic reimbursement capability are excellent!
5
out of 5
POSTED: | BY: Yury
This insurance is a life saver.
We have never been more thankful to have a pet insurance. You always hope and pray that you will never have to use it but when you do, it’s an absolute blessing and takes the financial burden off of you and let’s you focus on your pets well being. Nationwide processes claims and pays out quickly and we aren’t hesitant to seek care for our pet because we know the financial part is 90% covered. Thank you nationwide!
5
out of 5
POSTED: | BY: jodi
Great Experience
We have had a very good experience with Nationwide. The claim processing is very easy with quick responses
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.