Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John McMahan

Excellent and quick service

Our precious Liberty means the world to our family. We all love her so very much. When she surprisingly darted off and got struck by a moving vehicle, we were absolutely devastated. We were willing to pay whatever it took to make her healthy again. Fortunately for us, we received excellent and compassionate care from a nearby pet emergency hospital. Because of this, she is now almost 100% healed! Praise God! And, Nationwide Pet Insurance was right there by our side the entire time. We are thankful for the kindness and care that Nationwide showed us. THANK YOU!
5

out of 5

POSTED: | BY: Jeff Sheldon

Very satisfied with Nationwide

Nationwide does a fantastic job of reimbursing me for my dog's necessary medical expenses
5

out of 5

POSTED: | BY: Joan Simone

Excellent service

I am very happy with Nationwide Pet Insurance. The price is very reasonable. The turn around time after submitting the paperwork for reimbursement is so quick and everything is so easy. I highly recommend Nationwide for not only pet insurance, but for all your insurance needs. Highly satisfied!!
5

out of 5

POSTED: | BY: Wayne S

Payment Process

Very efficient payment process. Easy to submit. Thank you!
5

out of 5

POSTED: | BY: Kristen M

Pet insurance was one of the best decisions I’ve made

The cost of insurance has surely gone up since I adopted my furry son..and add to that the fact that as much as it is visits and shots and other things are not covered. However, after my dog needing spinal surgery that leveled my finances it was certainly nice to get back a little more than half of those costs. It certainly alleviated any fears or misgivings I had been having about the plan. I also love that ability to call and speak to a vet 24 hours a day if needed, and the customer service has always been excellent.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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