Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tiffany Morales

This insurance is a blessing and I recommend to everyone

Everything about this insurance is very user friendly. It is quick and easy and I don't know what I would do without you! THANK YOU!! and my cats thank you as well!
5

out of 5

POSTED: | BY: rachel wurster

Impressed doesn't say enough

I was so impressed at the ease of putting in a claim. Online form was easy to fill and email to Nationwide. Before I knew it had a text message from Chase saying my claim was fulfilled. Couldn't have been less painless.
5

out of 5

POSTED: | BY: Stephanie Landreth

Nationwide is fantastic.

I have been extremely happy with Nationwide. After the initial claim process, all payments are paid promptly. I have had Nationwide for 3 years now and am so grateful as if has helped tremendously with my pet's vet bills. It is great to have that feeling of security in case one of my pet's are sick or injured. I can take care of them without spending thousands out of my own pocket.
5

out of 5

POSTED: | BY: Claudia

Great service

I'm very pleased with Nationwide insurance. Without this insurance our pets would be very uncomfortable and sick.
5

out of 5

POSTED: | BY: Megan

Cost is no longer a factor in my pet's health & wellness!

Owning pets is expensive enough, but getting a new one can be daunting. Will my puppy swallow something they shouldn't before I can get to them? What if in playing they get caught under the other dog by accident and tear a ligament? The possibilities are seemingly endless, but having this insurance has taken the fear of "what if" and "how much is that [unexpected event] going to cost to take care of him/her". Nationwide makes it clear what I can expect (and depend on) from them, and is always super fast with claims. I normally have my refund actually available in my bank account in just over a week. While it didn't make a difference in whether we were going to get a second dog, it certainly makes having a young, energetic, always-up-to-something puppy a less worrisome event, so we can concentrate on doing what's best for him and him being a part of our family, not on the what-ifs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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