Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara

This has been a service friendly insurance plan for our new addition to the family.

I have been very pleased with this insurance policy for our dog.
5

out of 5

POSTED: | BY: Brenda

awesome service!

I am very pleased to maintain three policies with Nationwide. I've had no issues with claims on my one girl, Bridget. Its a nice touch that emails are sent wishing her well and asking how she's doing. On the few times I've had to speak with an agent, the calls are professional, handled promptly and correctly. Thanks for allowing me to protect my babies!!
5

out of 5

POSTED: | BY: Diana

Best pet insurance

Nationwide pet insurance is the best! They are always there when I need them for my 3 dogs. The claims are easy, accurate and fast. Thank you! Bandit, Brandi and Moose.🐶
5

out of 5

POSTED: | BY: Chris

Nationwide cares about both my pet and I !

I have been pleased with Avery's plan with Nationwide. The staff is courtesy and professional. Claims are easy to file and are processed in a reasonable amount of time.
5

out of 5

POSTED: | BY: Deb

Wow!

I think when I decided to take out insurance for my rambunctious little Luna Blu, my husband was skeptical. But as luck would have it, she managed to do some serious damage to her leg tendon in one of her friskier moments. This injury required surgery that amounted in the thousands of dollars. I filed a claim and to my utter delight Nationwide paid it at 100% less the deductible for the major medical plan. Not only was it paid in a turnaround that would make two-legged insurers' head spin, but they were immensely courteous, helpful and genuinely compassionate about my sweet girl. The icing on the cake was the look on my husband's face when the claim payment came through. He was obviously quite proud of "our" decision to get insurance:) I can tell you unabashedly that I LOVE Nationwide - it's people and it's mission. Thank you so much for your amazing customer service. And Luna Blu is back to normal again - not sure if that is a good thing or bad!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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