Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jean

Most comprehensive Insurance I have purchased for a pet

Extremely happy that I purchased pet Insurance. Although I have a very healthy pet, just getting back money on office visits for vaccinations is money well spent
5

out of 5

POSTED: | BY: Frank

Excellent

Excellent service
5

out of 5

POSTED: | BY: Lynda

Great Pet Insurance

So glad I have pet Insurance with Nationwide. Really helps with vet bills, they have a speedy turn around time to reimburse money, and so easy to submit invoice through the app. I tell all of my friends about how I don't know what I would do with out it. One of the best decisions I've made.
5

out of 5

POSTED: | BY: Scott

A great service that makes it easy for the insured to file and get claims back!

I love how easy the site is to file a claim and how up to date we are kept on the claim status. I am very pleased with our switch to Nationwide in Jan 2020.
5

out of 5

POSTED: | BY: Courtney

Helpful for non-routine visits!

We have had this policy for a very long time and I have to be honest, we were thinking of cancelling it because we have paid and paid and never used it (thank GOODNESS). Luckily we kept it - we had a few issues arise with Hope (our oldest fur baby) and are very pleased with the coverage. Thank you for helping us take good care of our Hopie and our other fur babies too.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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