Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie

Very happy

Nationwide Pet Insurance has always allowed me to take the best care of my pets without worry how expensive care is. They have also been extremely fair with reimbursements. It’s too bad human health insurance isn’t as good and easy as this!
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3

out of 5

POSTED: | BY: Sherri Lynn Herrmann

Should have told me it had to be reviewed before accepted!

Everything was fine, the person on the phone helped me very much, the price was spot on, but I'm not happy that I just now found out that the insurance hasn't been approved yet; after I already ended his other insurance. The person on the phone should have told me this and they did not. I would have waited so that there were no days that Skeeter was not insured; not very happy about this at all
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5

out of 5

POSTED: | BY: Jean

OUR DOGS ARE IN GOOD HANDS WITH NATIONWIDE

I spoke with Chad and he answered my questions and emailed me information right away. I had more questions and called and Chad was not available at that time and another very helpful man answered a couple more questions and we had a nice short visit about Goldens as he has a Golden too and he told me he and Chad were going into a meeting and he would tell Chad that I called. Chad called me back after the meeting and we discussed getting our Golden Rainy back with Nationwide and also adding our newly adopted Golden Augie and we have been with Nationwide around 20 years and during that time Nationwide has always done right by our dogs and we like to stay with a company that has always been there for our dogs and we were welcomed back and we feel we and our dogs are in good hands with Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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