5
out of 5
POSTED: | BY: Deonne
Fast claim management
Easy to submit claims online. Claims are processed quickly and efficiently.
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Giulia
Best pet insurance around
I have a 10yo German Shepherd and nationwide pet insurance has been the best decision I have taken after adopting my dog. It gives me a great piece of mind, their customer service is great and their reimbursement are fast. I can definitely recommend it.
5
out of 5
POSTED: | BY: Norma
You are the best and have always taken care of LEXCI'S claim in a professional manner.
It's in the review title
5
out of 5
POSTED: | BY: Julie
I am SO thankful for Nationwide Pet Insurance!
Nationwide staff are so supportive and the turnaround is amazingly quick and easy!
5
out of 5
POSTED: | BY: Li
Improved online claim
The new online claim submit system is really nice and the process for filing claims has been much easier than before. Their process time can take several days from filing to their decision making, and then additional 2 days or so for the bank transfer. If I disagree with their decision I can request a review but that would take 30 days and in the meantime all processings of consequent claims will be paused until the questionable one got resolved. Luckily, timing is not a big concern for us now since our cat mainly had minor issues that needed to be taken care of.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.