Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nanci

Claim was processed quickly and the customer service is excellent! Friendly and helpful!

Very impressed with the prompt service and easy way to submit a claim. Claim is processed quickly, and if you have questions, customer service is very helpful.
5

out of 5

POSTED: | BY: Nathan

Comprehensive coverage with easy claim process.

Recently had to make a trip to the vet for a n injury, a vaccination and refill on 2 preventative medications. Filing the claim was simple and quick. Our plan is great and the reimbursement was confirmed and check sent out quickly. Very happy with the service of Nationwide Pet Insurance.
4

out of 5

POSTED: | BY: Andalyn

Claim submit

When I go online to see what claims I submit they are by date. But when I submitted more than 1 claim with a date range I don’t know which claims I submitted or not. I wish Nationwide would have a copy of my submit with each claim with the date and the invoice # so I know which claims I submitted and not have to submit a duplicate claim. It would be most helpful.
5

out of 5

POSTED: | BY: Lindsey

Nationwide processes our pet claims very quickly!

Very happy with this insurance!
5

out of 5

POSTED: | BY: Robin

Trying to submit a claim on li e was very confusing.

I appreciate having pet insurance, if it were not for the insurance we would have had no choice but to euthanize Deeks. However, trying to submit a claim online was very difficult and the website would not cooperate (of course it could have been the nut behind the keyboard). I had to end up going on to your site and printing up a claim form and mailing it in. For someone who's not computer savvy, you guys make it really hard.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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