Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

really simple to set up

really simple to set up! Michael explained everything well, and made it a very easy experience. Thank you!
1

out of 5

POSTED: | BY: customer

Take your pet to the vet first then we will give u insurance.

I signed up to get my pet insurance because I cannot afford to take them to the vet without it. Then after signing up and getting the policy numbers, I am told that I have to take them to the vet, to have a checkup and submit the health records for the last 6 months.\ That was the point of getting insurance. I can't take them to the vet without it. I feel like what you're saying is. Yes, we will give you insurance as long as we can make sure you're not going to need to use it. So, thanks, but no thanks, I will not be going through with any of this. I'm going to cancel all of it at my earliest convenience. Thank you.
5

out of 5

POSTED: | BY: Yolanda

Excellent experience

The process of enrolling and choosing the best plan that met my pet’s and family need went smoothly with the assistance of the rep on the phone. I wish I could remember his name. He was very helpful, caring and knowledgeable. Thank you!
5

out of 5

POSTED: | BY: Krisann W.customer

Yaz was great and very helpful!

Yaz was great and very helpful!
1

out of 5

POSTED: | BY: customer

Did not disclose exam requirement!

Nowhere during the process of selecting coverage did it mention I would need a medical exam performed on my dog. Exams aren't free. You require I pay for an exam that amounts to several months of insurance. I am not doing that. My dog is young and healthy, so I was on fence about getting any insurance at all. This requirement just made the decision easy not to.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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