Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jaya Maurya-Whaley

🚨 Attention Pet Owners

🚨 Attention Pet Owners! 🚨 Beware of Nationwide Pet Insurance. After nine years of loyalty, consistently paying my premiums in full, Nationwide abruptly eliminated my policy—with no option to grandfather it in. Despite my long-term commitment, they offered no meaningful alternatives or consideration for existing customers. Instead, they’re now pushing a “modular” plan that sounds flexible but is far less comprehensive. Coverage is fragmented, and many essential treatments and services are either excluded or come at an extra cost. It’s a downgrade disguised as an upgrade. If you're shopping for pet insurance, read the fine print carefully. Loyalty doesn’t seem to matter, and you could end up with a plan that leaves your pet vulnerable when they need care the most. 🐾 Protect your pets. Protect your wallet. PetInsurance #NationwideWarning #ReadTheFinePrint #PetCareMatters
4

out of 5

POSTED: | BY: Shannon

I was able to do the whole thing on…

I was able to do the whole thing on line and payment is auto deducted from my paycheck.
5

out of 5

POSTED: | BY: Laura Demaree

Easy site navigation

Once I found my policy plan it was very easy to navigate the site to get my quote.
4

out of 5

POSTED: | BY: Beardie Mom

Great Service, Minor Hiccup

My experience over the phone was excellent—everything was quick, clear, and explained thoroughly. The representative was friendly and helpful. The only small hiccup was that my Bearded Dragon’s name was spelled incorrectly on the policy, but overall I’m very happy with the service.
2

out of 5

POSTED: | BY: Amanda Meyers

pointless to call

I feel like it is pointless to call, there never seems to be a good answer for rate increases or cost discrepancies. They just basically say you are screwed, good luck changing things at the next enrollment period!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review