Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,843

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dianne

I appreciate doing business with a company that values our pets as much as they do their human partners.

I'm a long time customer of VPI Ins. I have had it with several of my pets. If it was not for this policy I would probably not have been able to have so many pets in my life. Thank you for providing such a wonderful service for our furry friends.
5

out of 5

POSTED: | BY: maggie

I love the ease of submitting a claim online

Thank you for taking such great care of my pets
5

out of 5

POSTED: | BY: Leigh

So glad I have pet insurance with Nationwide!

Nationwide continues to provide exemplary customer service and to keep the claim process simple and painless! As a pet owner, I believe getting pet insurance is one of the best decisions I've made. My dog is an important member of my family and Nationwide makes pet ownership easier.
5

out of 5

POSTED: | BY: Kris

Having pet insurance makes decisions about medical care easier.

We adopted a dog with seizures knowing that could not be covered, but having coverage for everything else is a blessing. Our beagle-basset mix certainly has a lot of unusual problems! Some of our vet bills have been extensive. Nationwide makes it easy to submit a claim and get reimbursed promptly.
4

out of 5

POSTED: | BY: Craig

Great service

We love having pet insurance. It helps us feel more confident in our dog’s health. It is great to know that we can take him to the vet when he needs to go, without worrying about how we will pay for it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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