MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,950

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Mark

Easy process to submit claims

Easy process to submit claims. Good follow-up to keep me informed about claim status. Informative website. Fast review of the claims.
5

out of 5

POSTED: | BY: Anonymous

Helpful and cooperative

Claims people are generally pretty good about explaining why claims are accepted or denied. Agents generally help you find the best coverage for your situation. Coverages are good and claims are processed fairly quickly.
5

out of 5

POSTED: | BY: Dawn

Fast processing of claims

Fast processing of claims, easy direct payment, easy to understand eob. Thanks Snoopy!
4

out of 5

POSTED: | BY: CCRIM

Small issues but timely reimbursement

Scanning my vet receipts into the app is usually quite easy. During my last submission, I did run into an issue with the app not allowing me to upload a photo from my camera gallery (which is how I normally submit my expenses) and I had to spend extra time to submit it differently. I have noticed that review times and reimbursements have been timelier as of late, which is greatly appreciated when incurring extra expenses. Receiving reimbursements timely allows for reimbursement before credit card bill is received. Process is easy and quick and I am very satisfied with MetLife Pet Insurance.
5

out of 5

POSTED: | BY: Raychel Pappas

First Time Filing a Claim

Picking and insurance was so overwhelming however I am glad we went with MetLife.....we have been paying for insurance almost a year with no incidents or illnesses and thinking maybe our coverage was a little over the top......until our baby (French Bulldog) out of nowhere started having seizures. I am so thankful that we got the insurance and Metlife was so easy to file the claim and communicate with us. It made a stressful time easier knowing we were covered and that Metlife honored their policy coverage and didn't try to do anything shady. Highly recommend.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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