MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,801

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: JRHey

Great Claims Experience

My claim was handled quickly and efficiently and payment was made in less than a week. I was very happy with the claims experience.
5

out of 5

POSTED: | BY: Karen Darmstead

MetLife Pet Insurance is top notch

MetLife makes submitting a claim very easy and the notifications keep me appraised of the status. Payments are received in a timely manner.
1

out of 5

POSTED: | BY: Craig

Not real insurance…loss of confidence

My dog has been to a vet exactly once for an infection on all 4 feet. I filed the claim and 70% of the vet charges were denied because MetLife classified them as ‘preventive care’ even though the ONLY reason the dog was at the vet was the infections. 3 rounds of requests/responses and now they sent an Appeal form that requires me to take more of the vet’s time to certify that it was not a wellness visit. All to have this applied toward the DEDUCTIBLE! I’m not wasting any more of my and definitely not the vet’s time. Calling tomorrow to cancel this fly-by-night crap. Save time and effort and go somewhere reputable.
4

out of 5

POSTED: | BY: Laurie Blanco

PENDING CLAIM

I DIDNT GIVE IT A 5 BECAUSE SOMETIMES THE CLAIMS TAKE LONGER TO PAY THAN THEY SHOULD...I JUST HAD ONE THAT WAS PENDING FOR ABOUT A MONTH FOR NO REASON
5

out of 5

POSTED: | BY: Fred Weidenmiller

VERY EASY

The process of filing a claim is very easy! I also like how fast the payment is automatically deposited into my account!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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