MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 6,182

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Karin Richardson

Claims are easy

I have 3 cats and have filed multiple claims for wellness exams, teeth cleaning and one emergency visit. All were addressed in a timely manner with no issues. Great experience with this insurance. I have suggested it to all my co-workers.
5

out of 5

POSTED: | BY: Finfan

Claims process is simply

Claims process is simpe; payment is quick and explanation of benefits clear. No complaints
4

out of 5

POSTED: | BY: customer

Great response time

I truly appreciate the support provided through MetLife Pet. Their team consistently communicates updates, needs, and suggestions in a timely and helpful manner. One area where the experience could be enhanced is within the app communication process. For example, after submitting a refund request for monthly flea and tick medication, I was prompted to provide a SOAP note. This requirement wasn’t clearly communicated upfront, which led to some confusion. Providing clearer guidance earlier in the process—such as listing required documentation before submission—would make the experience even smoother.
5

out of 5

POSTED: | BY: Kimberly Dilaire

Excellent service with my Yorkipoo’s…

Excellent service with my Yorkipoo’s claim! Thank you ❤️
5

out of 5

POSTED: | BY: Gary

easy to do turn in receipts

easy to do turn in receipts, next day received notice it was paid

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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