MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 6,069

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
2

out of 5

POSTED: | BY: customer

I’m a new pet owner and wanted to do…

I’m a new pet owner December 2024 and wanted to do the right thing and get insurance so I did in January of this year but I don’t recall the representative telling me I needed to wait 15 days before the policy went into effect long story short I took my dog to the vet before the 15 days they said she has allergies so nothing pertaining to her allergies is covered because I guess it’s considered preexisting if I’ve never had a pet or insurance how was I supposed to know she had allergies so to me it seems like pet insurance is a scam and I’m more than likely will cancel my policy because she has to get a shot once a month and since I have to pay upfront why do I need the insurance?
5

out of 5

POSTED: | BY: Linda Briggs

Great coverage

MetLife offers great coverage with quick refunds.
4

out of 5

POSTED: | BY: Sparky

Quick easy claim creation

Quick easy claim creation. Annoying to always need to request doctor’s notes. After first claim of the year, claims got quicker to process. Fast payments right to my account via Zelle.
5

out of 5

POSTED: | BY: susan litchholt

I'm not a computer genius so a lot of…

I'm not a computer genius so a lot of times I run into some difficulties especially on trying to get it right customer service is always so great they can either walk me through it or forget it to process. The team at MetLife has been good to us
5

out of 5

POSTED: | BY: Bob Jackson

Fantastic company

Every time that I file a claim, I have absolutely no problem with the service that I get. I do not get any questions or problems with my claim. Other companies should follow suit.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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