MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,901

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
4

out of 5

POSTED: | BY: Tami Feierstone

Overall great experience

Overall great experience, but the last claim that was processed had issues. Invoice I uploaded was not received. When I added it the next day, it caused the claim to be delayed and it took 3 weeks to receive payment. This was after multiple calls. I know take screenshots to prove what was uploaded, since I can't rely on your systems.
5

out of 5

POSTED: | BY: Neil S

The customer service rep that I talked…

The customer service rep that I talked to was very knowledgeable and was a great help with my issue.
5

out of 5

POSTED: | BY: Pamela Roth

Metlife Pet Insurance has been a vital necessity. I encourage all to buy pet insurance when you first adopt your furchild

Metlife Pet Insurance has been a welcomed asset for my dogs well being & Veterinarian bills. I actively praise Metlife on Social Media. Your company goes "above & beyond", the rest of Pet Insurance companies. My friend has Metlife Insurance for her dog Cody with my recommendation. You are pawsome 🐾 🐾
1

out of 5

POSTED: | BY: Erika

Metlife is the WORST!!! NEGATIVE STARS!!!!

I would give negative stars if I could. The absolute WORST!!!! DONT WASTE YOUR MONEY!! My mother purchased a policy for puppies. Within less than 60 days afterwards, my mother passed away at the end of March. It took until June to finally gain access and for MetLife to grant me the authority to her account to get the policy transferred to my name so that I could submit claims for services provided for the puppies. The process of submitting claims is not easy. You will need to be sure that your veterinarian gives thorough soap notes as well as an itemized invoice in order to file claims. So if your veterinarian is difficult to work with in this process it will indeed it affect your ability to get reimbursed for the claims. Metlife was far from easy to work with took forever to get me on the policy and then ended up denying the claims because it had gone over the time to submit claims. How convenient for them? When the policy itself states that I should have had the authority to act on my mother's behalf. The claims were still denied regardless of my situation. I would NEVER recommend MetLife Pet insurance. My mother was elderly. Even if she didn't pass away and tried to do this on her own it would have been very difficult and confusing for her to accomplish. She would have most likely just thrown her hands in the air and given up. When you log into your account there's very limited information. There's zero history regarding payment history, communication history, message history, etc. It's very basic. It makes communication with them complicated and confusing. 👎🏼👎🏼
5

out of 5

POSTED: | BY: Lydia Juchnowski

Rose in customer service helped me…

Rose in customer service helped me significantly this week, I didn’t realize I had multiple active policies for my pets and she helped me consolidate my policy and save money all while getting proper care for my pets. She is a great asset to the MetLife team!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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