MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,294

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: LINDA SOKOL

They send your money very quickly.

They send your money very quickly.
4

out of 5

POSTED: | BY: Karen Ouellette

The claim process was easy to apply for...

The claim process was easy to apply for, and it was taken care of rather quickly. Thank you all!!
5

out of 5

POSTED: | BY: Michelle Davis

I’m very happy with MetLife Pet…

I’m very happy with MetLife Pet Insurance! Luckily my dog doesn’t get sick very often but her yearly checks can be costly. MetLife pays us back for the vet bill (minus deductible) promptly which is a relief! Mainly it gives us such peace of mind knowing that if an emergency happens our baby is covered.
5

out of 5

POSTED: | BY: customer

Fast Processing and Payment

MetLife and especially the mobile app make processing claims easy and quick!
5

out of 5

POSTED: | BY: Jenna Dawsey

Grateful for this safety net

I have to be honest, I was reluctant about the monthly cost of pet insurance. Despite my regret over not having it for my previous furbaby and the financial strain I experienced over an emergency gall bladder surgery he needed, I was still a little skeptical about whether or not it was going to be worth it for my newly adopted dog, half-expecting every claim to be denied due to sneaky caveats in the policy. But I am so glad I moved forward despite my concerns, as I have been tremendously and pleasantly surprised by MetLife. They have come through with reimbursements on every claim I've submitted, and the financial support has been invaluable. My sweet pup has had several unexpected emergency visits and if not for MetLife's coverage, the costs would have been devastating. I am so grateful for this safety net, and also for the ease of the submission process and the speed at which the claims have been reviewed and processed! Also worth noting is that every person I've spoken to on the phone from MetLife has been incredibly kind, helpful and patient with me and my many questions!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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