MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,294

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Francheska

Incredibly efficient claim review time

Incredibly efficient claim review time. Submitted my extensive claim Monday 12/22 and received the reimbursement by 12/26/25 EVEN WITH THE HOLIDAYS! I've been with metlife for 2 years now and I don't have a single complaint.
5

out of 5

POSTED: | BY: customercarol zoldessy

Once I signed up for auto pay

Once I signed up for auto pay, I got my payment to my checking account only hours after the statement was posted
5

out of 5

POSTED: | BY: Allen

Excellent Mobile App!

MetLife pet insurance is very easy to use and effective! After I take my dog to the vet, I take a photo of the receipt from the vet and upload it to the mobile app. Once it is reviewed by one of the associates I get my claim payment in a few days. It is as easy as that! A very straight forward process, cannot recommend them enough!
5

out of 5

POSTED: | BY: customer

Quick once you get all records to them.

Quick once you get all records to them.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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