MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,834

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Jan Rynders

Easy claim submission

Easy claim submission. Quick acknowledge that claim was recd and being reviewed. Also, appreciate deposit directly into my bank account
5

out of 5

POSTED: | BY: customer

They processed our claim quickly!

They processed our claim quickly and we were able to pay off the Credit card before the interest kicked in!
5

out of 5

POSTED: | BY: Bruce Bonneville

The gentleman agent was kind and…

The gentleman agent was kind and concerned and took care of my problems immediately
1

out of 5

POSTED: | BY: Melissa

Metlife tried to deny my claim making absurd assumptions

Metlife tried to deny my claim for my dog from a traumatic incident she had in 2020 where she hadn't had any issues since and no permanent damage to her eye, to a recently diagnosed genetic eye disease. My vet literally laughed out loud and said, this is the saddest most absurd denial i've ever seen. I did have to submit appeal and allegedly won, who knows but I got paid out for that visit. The the app is primitive. There's no clear way to tell if you've been paid or not. And some of my communication says it will be mailed to me yet.I hadn't received anything. I guess it's no different than human insurance.But I had high hopes for them.
5

out of 5

POSTED: | BY: Sea Dog

Excellent platform to submit claims --…

Excellent platform to submit claims -- seamless so long as your vet gets you the forms

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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