MetLife | Pet Insurance Review

I am very pleased with the amount of coverage I get at a very reasonable price. Being able to bundle three dogs together and have them all contribute to the same deductible is great. Generally I am reimbursed in a timely manner. It was a little slow over the Christmas/New Year's holidays. I have recommended MetLife to several people who were interested in pet insurance or were unhappy with what they had. Just read the fine print about pre-existing conditions. It's very clear.

I submitted my pet’s prescription strength dog food and recommended supplements and they were approved by your staff. I continued to submit receipts since the products were approved by your staff. Then I receive a letter that there was an overpayment. I paid the amount in question. I then receive another letter; which, included the dates from the prior letter along with one additional date but the previous amount was already taken care of. Your company cashed the check. I called to explain the situation and was told it was being routed to the right person and I would get an email with the correct amount due. Weeks went by. Never got an email. I called numerous times and sent several emails explaining the situation. No one could do simple subtraction and confirm I only owed for the last date in question. I then received one final letter, called the company again, and finally got the situation resolved. It was a very lengthy, annoying process that was entirely your staff’s fault. I am not sure why the products were continuously approved. With all of the hassle you caused me it would have been nice if you just took the loss since it was your fault. Now I’m submitting receipts for items that are totally unrelated to preexisting conditions yet they keep getting denied. It is beyond frustrating.

Our experience has been awful. If it’s not one thing it’s another. You do ALL the work and they don’t communicate well about what’s still missing. The web site is hot garbage. Since the last update the double authentication doesn’t remember your device and the site itself has been broken for over a week. Can’t view anything or submit anything. Just get errors. Save yourself the headache and use a different company.

MetLife has the pet plan well organized. Submissions are easy. Follow the instructions and MetLife pays.

MetLife Pet Insurance is always quick to respond to my questions and easy to file a claim. This gives me great peace of mind that my pet’s health is as great a priority to them as it is to me.