MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,206

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: customer

Simple and fast claim processing.

Simple and fast claim processing.
5

out of 5

POSTED: | BY: Emily T

My cat has been struggling with Asthma…

My cat has been struggling with Asthma and your insurance reimbursements has helped me keep him very healthy
5

out of 5

POSTED: | BY: Jackie Norris

The claim reimbursement process is…

The claim reimbursement process is quick and .seamless
5

out of 5

POSTED: | BY: Shirley Alexander

Great service

MetLife processes my claims quickly. Their website is easy to use in submitting claims and there is a fast turn around .
3

out of 5

POSTED: | BY: Gail

Reimbursements are prompt but the premiums are increasing too quickly.

I always get reimbursed quickly now that I know what documents need to be sent. The SOAP notes are not typically something my vet automatically sends so I have to request they are emailed to me or my reimbursement gets delayed. I am concerned about the annual increase in my premiums, however, and am not sure it is worth it in the long run. I will wait to see my next increase and decide if I will stay with them or not.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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