5
out of 5
POSTED: | BY: Robert Janusko
Quick response
Quick response. Reasonable refund.
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Sanda
MetLife
I'm very happy with MetLife , customer service is very knowledgeable and I have no complaints abut the claims processing
1
out of 5
POSTED: | BY: Jeff
Routine denial of claims for no legitimate reason
We adopted two kittens, brothers, at the same time, with the same completely clean medical history. They soon showed symptoms of parasites (almost certainly from the adoption facility they were in). One of their claims was approved and the other was denied, citing a "pre-existing condition". We ended up needing to spend over $10K on emergency vet services to keep our little boy alive and MetLife covered exactly none of it, due to this supposed "pre-existing condition". We would've saved more money and headache by foregoing the insurance altogether.
5
out of 5
POSTED: | BY: LUDWIN BRAN-HERRERA
Very easy to send my claim and very…
Very easy to send my claim and very helpful when I call for updates
3
out of 5
POSTED: | BY: Shannon Wyman
I love all that they cover
I love all that they cover. Supplements & holistic approach. At first claims took 25 plus days to get reimbursed, that I wasn't a fan of, but now it's gotten a little better as in 14 to 20 days. Had alot of issues with them receiving my claims, that seems to be fixed now. Can be pricey but I have "senior" great danes.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!