4
out of 5
POSTED: | BY: Barbara Lobdell
It takes so long to get payment.
It takes so long to get payment.
Read more on Trustpilot
4.7
out of 5
Number of reviews 10,568
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Lauren
Submitting claims is easy
Submitting claims is easy, and review and payment happens relatively quickly. Also really like that there is an annual deductible option and not just a per-incident option.
5
out of 5
POSTED: | BY: N. August
They reply very quickly.
They reply very quickly. Always answering my questions and very empathetic to my pets needs.
5
out of 5
5
out of 5
POSTED: | BY: customer
Easy claim process and helpful workers.
Easy claim process and helpful workers.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!