MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,729

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
4

out of 5

POSTED: | BY: Chrissy M.

Usually very fast with getting my claim…

Usually very fast with getting my claim submitted and money back in my pocket. Had a double refund once that was a little inconvenient, but they helped me a long the way.
4

out of 5

POSTED: | BY: Liy

The quality of coverage is unmatched

The quality of coverage is unmatched. I have preventative, accident/illness coverage for both of my dogs and ultimately it’s the utmost peace of mind. Having to receive care no longer leaves me worried about the financial aspect of making decisions. My only dissatisfaction is really around operational excellence and lack of attention to detail from a claims processing standpoint. On multiple occasions I’m told you all are awaiting documents that have already been provided. On one occasion specifically, the documents provided had been added to a completely new claim rather than the open claim, which increased processing time and resulted in me reaching out in confusion.
4

out of 5

POSTED: | BY: Kevin Mcmillian

Easy app to use and to file claims.

Easy app to use and to file claims.
5

out of 5

POSTED: | BY: Monica

great service

Fairly new to pet insurance, but I give Metlife an A+ for services I’ve received so far. Their online portal as well as the mobile app are some of the easiest online options I have used. I found the response time for my claims very acceptable. I had my refund in two or three days and the document upload was very simple to do thank you MetLife
5

out of 5

POSTED: | BY: customer

My claim was completed and payment…

My claim was completed and payment received within 3 days of submitting! The app is very easy to use. I am very happy with MetLife.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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