MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,261

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: DJ

Fair insurer

Fantastic service, occasional delays with regards to claims and thorough checks of medical records to ensure reimbursement of claims are compatible with the terms of coverage. We had some denials, but with veterinarian records and notes we prevailed on claims. I think this insurer is fair, and as an insured, I am incredibly thankful for that. I highly recommend MetLife pet insurance, I hope this quality of review and reimbursement stays consistent and does not change their terms. It’s something you want to seldom use but it’s reassuring knowing MetLife is there to ensure proper review of claims within terms of the contract and fair processing.
5

out of 5

POSTED: | BY: Laura Andert

Great insurance on many levels!

Never had an issue with this insurance. Their coverage is comprehensive, consistent and complete. Customer service is very good! Patient , understanding , empathetic and effective at resolving any issues.
5

out of 5

POSTED: | BY: Brianna Smith

Great experience

Great experience, quick payment no issues
5

out of 5

POSTED: | BY: Beth Cohen

You are great.no problem submitting claims or getting paid. Thank you.

You are great.
3

out of 5

POSTED: | BY: customer

MetLife Pet Insurance does not…

MetLife Pet Insurance does not acknowledge receipt of claims sent in by Veterinary staff on the actual day of service. Insured then has to send in claims as an email attachment. The claim is acknowledged as having been received and the clock starts ticking for processing at that time. No explanation is given as to what happened to the first submission.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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