MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 6,118

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: Shay aan

Run Far Away from Metlife Pet Insurance

Over a month and still haven't received the approved claim funds in over a month. They said they would Zelle on November 16 but still haven't. Later they said it would be deposited in to my bank account within 1-3 business days but haven't. I've spoken to Customer Service several times but no resolution yet.
5

out of 5

POSTED: | BY: Ellen Davidson

Ms

I'm so glad we chose MetLife for our oet ins. The CSR's are wonderful. Keep up the great work!
5

out of 5

POSTED: | BY: Patti Miller

Great Company

Met Life is very professional and easy to work with! Claims are processed very quickly and are explained in detail! I highly recommend this company for pet insurance! Patti Miller
1

out of 5

POSTED: | BY: Ivana F.

They didnt cover accidental injury even thoug accident happened after policy accident effective day

My dog had an accidental injury 5 days after policy accident effective day, she ran and suddenly started limping, on third day vet did x rays and diagnosis was that there was no hip dysplasia or any other illness, but most likely soft tissue injury. She took antiinflammatory for 7 days and finaly recoverd. Insurance did not cover any cost, they told me that illness cover effective day was still not active. But diagnose was injury not caused by any illness. Dog got injured by accident. I do not have time to fight with them, I canceled insurance immediately, but I will find some time to copy paste this experience whereever possible. Policy #1316217-01 my bill was 700$
5

out of 5

POSTED: | BY: Ronnie Halpern

Dog owner

I've been using first Pet First & then they were acquired by met Life. They take care of claims right away, they answer their phone when you call. I have been very satisfied

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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