5
out of 5
POSTED: | BY: customer
Quick, easy, accurate
MetLife is always easy to submit claims and very quick to reimburse.
Read more on Trustpilot
4.7
out of 5
Number of reviews 8,294
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Michelle
submitting claims
Easy to submit claim, quick processing
1
out of 5
POSTED: | BY: customer
App sucks
App sucks. This company truly needs to get there shit in order.
5
out of 5
POSTED: | BY: customer
Always reliable and easy to manage…
Always reliable and easy to manage claims.
5
out of 5
POSTED: | BY: customer
I can’t say enough good things about…
I can’t say enough good things about MetLife Pet Insurance! Their app is incredibly easy to use — submitting a claim is as simple as taking a picture of my vet receipt and uploading it. That’s it! No confusing forms, no endless back-and-forth.
Whenever I’ve called with questions, their team has been so kind, patient, and helpful. They truly make me feel like they care about my baby Lilith just as much as I do. I never have to worry about whether I can take her to the vet — I know MetLife has us covered.
One of my favorite features is their free in-app vet chat. I can talk to a vet anytime to see if Lilith needs an in-person visit or just a little at-home care. It’s such a relief to have someone on my phone who answers quickly, especially for those “should I be worried?” Times.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!