MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,696

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Cathleen Caffrey

Great service and they cover flea/worm meds!!

Phone explanations have been very clear. Currently, they show both actual denials and included in deductible as "denied". They are working to change that, which will likely reduce need to call.
5

out of 5

POSTED: | BY: Jennifer Walsh

Reimbursement

Fast and easy to submit a claim online. Customer service was very polite and helpful.
5

out of 5

VETERINARIAN: El Cerrito veterinary hospital San Diego, CA

POSTED: | BY: Linda Oestreich

No claims yet

I have not needed to make a claim, but I’m quite pleased with the program and customer support in setting up the service.
5

out of 5

VETERINARIAN: Great Falls Animal Hospital, Great Falls, VA

POSTED: | BY: Elaine Wenger

Really appreciate the insurance

I have had three cats, one at a time, in my lifetime. All have been rescued animals. With the third cat, I decided to get pet insurance. Although the rescue organization said they had given her an exam before releasing her to me, I discovered she had inflamed gums. She needed to have her teeth cleaned, xrayed, and two teeth removed. With the bloodwork and the procedure, the vet bill was well over $1,000. I was so grateful I had elected to get the insurance. MetLife was very prompt in processing my claims, which helped my budget tremendously.
5

out of 5

VETERINARIAN: Suffield Animal Hospital

POSTED: | BY: Carol Phalin

Met life pet insurance

Met life has held true to their word and has paid all appropriate claims. I got this when Mia was 8 weeks old. They have paid for all shots and her recent spaying. I totally recommend them. Very easy to submit claims online and quick response time.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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