ManyPets | Pet Insurance Review

4.6

out of 5

Number of reviews 2,413

ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
1

out of 5

POSTED: | BY: Silvia Pena

I would rather pay more in premium than having a high deductible q…

I would rather pay more in premiums than have an annual deductible of 500 per year. Now, I am stuck with ur company and can't move my pet because whatever was done with u is now preexisting conditions for the other companies. I will see only 190 dollars back from a bill that was almost 900 dollars. Unfortunate and unbelievable
5

out of 5

POSTED: | BY: Cora

I am so grateful for ManyPets

I am so grateful for ManyPets. With their coverage it’s been such a relief knowing that I can rely on them during the most stressful emergencies. The claim process is so smooth and easy, I can do it all from my phone. The review and reimbursement is quick. Their tone of service is reassuring, caring, and clear. No one ever expects injuries, or emergencies, but we’ve had a few, and they’ve come through every time. Thank you ManyPets for helping me take the best care of my pets! I recommend them to everyone.
5

out of 5

POSTED: | BY: Janet Linebarger

Pet insurance is expensive until you…

Pet insurance is expensive until you need it. After spending thousands of dollars on my last dog I decided to get insurance this time. This company has never denied a claim and I have filed many with my newest dog. I have heard that other companies have been cancelling their client's policies but not this one.
5

out of 5

POSTED: | BY: Ande

Best decision I've ever made for my…

Best decision I've ever made for my dog. ManyPets never gives me trouble when I submit a claim. I've had multiple claims for my labrador and the instructions they give are very easy. Everything is so simple to navigate too. I would recommend them to anyone!
1

out of 5

POSTED: | BY: J M

Denied routine care in spite of yearly allowance.

I purchased this insurance through Progressive for my cat and made sure to get a plan that covered teeth cleanings. It came time to bring my cat in for a teeth cleaning, and the vet found brand new dental issues (tooth re-absorption) that required extractions as they are quite painful for cats. The bill ended up being quite expensive surprise. When I submitted it to ManyPets, they denied everything, including the cleaning that my plan explictly covers $150/year for, on the grounds that my cat had evidence of gingivitis (what cat doesn't) so therefore the brand new tooth reabsorption was a pre-existing condition. My vet put together a very well evidenced rebuttal proving that the tooth reabsorption was a new issue, unrelated to the gingivitis, that no one had known about (again, this happened during a teeth cleaning visit). ManyPets response was to cover the $150 for the cleaning they initially denied, and nothing else. I do not recommend this insurance and am very frustrated that Progressive recommended it to me. It's one thing to deny claims for frivolous reasons, it's another to deny routine care that do not come with any conditions on the contract. I will be changing providers as soon as my term is up.

Monthly Cost

Varies by pet location, age, and breed

Coverage

Pet Accident and Illness coverage and offer a non-insurance wellness product.

Payout Limits

Unlimited limit less any applicable annual deductible and per claim co-pay.

Deductible

Deductible options vary by state and pet age. Common deductibles include $0, $100, $250, $500, and $750

Age Limits

Pet must be at least 8 weeks old or younger than 14 to purchase. No age cap on renewals.

Waiting Period

15 days for accidents and illness.

Exclusions

See Policy section 3
ManyPets is a licensed MGA that is underwritten by Accredited Surety and Casualty Company. ManyPets provides Accident and Illness Insurance for Pets.

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