ManyPets | Pet Insurance Review


out of 5

Number of reviews 2,270

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 2.9
  • 3.2
  • Count
  • 2
  • 9
  • 2,270

Updated: May 29, 2024

ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.

out of 5

POSTED: | BY: Donna Collins

I have no complaints

I have no complaints! Highly recommend!

out of 5

POSTED: | BY: Person

Terribly Difficult

If you submit an accident or illness claim, they make it terribly difficult to get it approved. They will request for all previous vet records, which is fair, but if they don't understand them in the slightest they will tell you that there are parts "missing" and they will be closing your claim. You'll then have to argue that things are not missing, and they'll simply reopen it. After that, if there is you're filing anything even remotely related to what your animal has experienced before, they will deny you. Your cat chipped a tooth in the past and now has problems with their gums? Pre-existing condition: denied. Your dog broke their back leg and now they broke their front leg? Pre-existing condition: denied. On top of that, they say that "if your animal goes 18 months without being seen or experiencing symptoms of a condition, it will be removed from the list of not-cover conditions". That's a lie, they don't do that. I'm still being denied claims despite it being years since certain conditions. Don't waist your time

out of 5


Excellent experience with submitting my…

Excellent experience with submitting my first 2 claims for my dog who went into an Addisonian Crisis and had to stay at the ER for 2 days, as well as for a follow up check up with her normal vet. The only weird thing I've seen so far is that "taxes and fees" are excluded from covered amounts, which seem strange, but I plan to follow up with ManyPets for clarification on this.

out of 5

POSTED: | BY: Tony Dickey

Easy claim process

Easy claim process, no hassle, great customer service.

out of 5

POSTED: | BY: Angie B.

Highly recommend this company for pet insurance

Would highly recommend this pet vet insurance to anyone! Have had nothing but great experience with this company. Quick turnaround too! Have had all our cat’s claims approved and paid within days. ManyPets has really saved us from some serious financial trouble when our beloved kitty came down with cancer. You won’t be sorry going with this company for vet insurance!

Monthly Cost

Varies by pet location, age, and breed


Pet Accident and Illness coverage and offer a non-insurance wellness product.

Payout Limits

Unlimited limit less any applicable annual deductible and per claim co-pay.


Deductible options vary by state and pet age. Common deductibles include $0, $100, $250, $500, and $750

Age Limits

Pet must be at least 8 weeks old or younger than 14 to purchase. No age cap on renewals.

Waiting Period

15 days for accidents and illness.


See Policy section 3
ManyPets is a licensed MGA that is underwritten by Accredited Surety and Casualty Company. ManyPets provides Accident and Illness Insurance for Pets.

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