Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ann Nordahl

Healthy Paws is the best!

Healthy Paws has always been there for us and especially recently with one of our cats who has been battling multiple tumors/cancers the last few years. The number of diagnostics and treatments she has had to have would have broken the bank, but Healthy Paws covered 80% minus exam fees! Incredible! Our cat is still going through chemo but is doing really well thanks to Healthy Paws. We will never not have pet insurance again for any pet and will always choose Healthy Paws knowing how great they have been to us over the years. Yes, the premiums do increase each year, but they do for my other insurances too, like human medical, auto, home, etc. Thank you Healthy Paws!
1

out of 5

POSTED: | BY: Lucy Sing

Not worth it

They charge a lot and unless you have the one off where your animal needs a huge surgery it’s not worth it. They started out at around $20 something a month. Then they went up to $80 a month - per pet !!! 3 of which had never had any claims. Plus deductible per pet. Start a saving plan and put the $240 a month in the bank and add on the deductible per year and realize you are not saving anything. Keep in mind insurance is a business to make money. Don’t waste your money. A lot of things are not covered. Make sure you are aware.
1

out of 5

POSTED: | BY: Alexander Zubkov

Absolutely one of the worst insurances…

Absolutely one of the worst insurances that you can find. They are happy to take a payment gradually dramatically increasing monthly payments with very minimal coverage and multiple denials. As soon as your annual will get sick you will get drop-off without any ability to get back on insurance
5

out of 5

POSTED: | BY: Kathy Derangi

healthy choice for your pet

Dear London, All I can say is WOW! Your team is incredible. Not only have you provided her with excellent coverage, but the care you've shown in following up on her prognosis is truly appreciated. She is doing much better now, and I'm so grateful. She’s an amazing girl, and I want her to live a long, happy life. I've already recommended your services to another dog owner and a cat owner, and I know that the dog owner has signed up. I’ll continue to recommend your company whenever I can. Best wishes, Kathy D/ aka Penny's mom
5

out of 5

POSTED: | BY: Dee

Healthy Paws has been just wonderful to…

Healthy Paws has been just wonderful to me and my two cats. Their customer service is responsive and payment, especially through direct deposit, is extremely fast. They cover an extremely expensive diagnostic for one which would have been out of reach for me. Highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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