Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,190

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Pam

Very thankful we went with Healthy Paws!

My 8-month old puppy grabbed a piece of raw meat off the counter and gulped it down, including the small metal skewer that was stuck in it. We rushed him to the hospital where x-rays confirmed he would need emergency surgery to keep the skewer from puncturing his intestines. Once we got him home (safe and sound), I filed the claim with Health Paws. Having never had pet insurance before, I didn't know what to expect, but the claims process was easy and hassle-free and the claim was approved within days. I'm really glad we decided to insure our puppy with Healthy Paws!
5

out of 5

POSTED: | BY: Wayne

Fantastic Customer Service

Easy online sign up and coverage selection. We've had our two dogs covered for about one year when our female tore her ACL. After receiving all of her surgery information, Healthy Paws kept me posted on her claim process, and came through with the claim payment on time and as promised. Follow up emails checking on her recovery were personal and pleasant. I have recommended Healthy Paws to many of my friends already.
5

out of 5

POSTED: | BY: Ryan

Amazing!

Healthy Paws makes the entire process so easy. Signing up all the way to submitting invoices and being reimbursed is so easy and very simple. If you have a pet who loves getting in trouble, get Healthy Paws!
5

out of 5

POSTED: | BY: Debbi

Awesome!

My 6 year old Maltese went to the doctor for an examination and wound up having emergency surgery simply due to her nerves! It was so unexpected and scary because she was unable to breathe. The hospital fixed her up, ran some tests and got her back to health. I submitted my claim to Healthy Paws. I was so impressed with the speed, proficiency and empathy that was shown in the handling of my claim. Not only was "Buttons" fully covered for her problem, but the staff followed up regularly inquiring about her health and sending her hugs. I have spoken to other insured pet owners who have never had such a positive experience as I have had with Healthy Paws. I have my 2 dogs covered by them and would recommend them to anyone!
5

out of 5

POSTED: | BY: Jenny

Would definitely recommend Healthy Paws

The best advice I can give to any pet parent is to get pet insurance on your dog/cat as soon as you adopt them. I waited to get insurance until my dog Rocky was 8 and our dog Rilo was 2. About 10 months after I had the insurance the vet found a mast cell tumor (cancer) on our dog Rocky's leg. Long story short the total cost for everything was nearly $4,000 but I opted for the 90% coverage so it was mostly taken care of by Healthy Paws. The good news is the removed all of the cancer, no signs of spreading and Rocky is in the clear. It's such a huge relief to know that we don't have to worry about medical emergencies or illnesses for our 2 dogs. I typically receive a check within 5 days of filing the claim via Email. That's incredibly quick. I researched pet insurance for months before I finally decided on Healthy Paws. I'd definitely recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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