Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,219

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

VETERINARIAN: El Cerrito Veterinary Care

POSTED: | BY: Hope

Easy and seamless

Had this insurance for many years without needing to use it. Dome emergency issues came up recently and it was really easy. I uploaded receipts and records in the app, they contacted my vets for anything else they needed, and claims were approved within a couple days. Very relieved to have the financial support from them with zero fighting over benefits, confusion, or delay.
5

out of 5

POSTED: | BY: Michael Caraglia

Healthy Paws responded quickly with a…

Healthy Paws responded quickly with a check to cover a costly medical procedure for our dog and it was hassle free. This was unfortunately one of several times we needed Healthy Paws and they have always come through.
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5

out of 5

POSTED: | BY: Beth

Great insurance

I looked at many other companies, but Healthy Paws is the best value. Great coverage and quick processing
5

out of 5

POSTED: | BY: Elizabeth

Healthy Paws

Healthy paws has been amazing for us on more than one occasion. Our dog has epilepsy and it covers his prescription costs which is HUGE. He also recently had surgery on his knee which was also covered under our plan. I don’t know where we would be without this insurance.
5

out of 5

POSTED: | BY: Kimberly Velazquez

Highly recommend Healthy Paws-from an actual live person

I sought out pet insurance when we found out our new kitten liked to eat things he wasn't supposed to, after a $3000 vet bill. A year later he started vomiting and I had no hesitation to bring him in to get checked out knowing we had Healthy Paws pet insurance. He had eaten a few chunks of a prank rubber snake and needed to have them removed. Healthy paws covered 80% of the ER vet bill (not including the initial exam). Within a week, I was reimbursed. I can 100% recommend this insurance company. It saved us from yet another $3000 vet bill.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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