Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Cris

I highly recommend Healthy Paws

In the few years we've had our dog, we were fortunate enough to have Healthy Paws, but never had to use it. Then, one day, our dog suddenly couldn't use his back legs, and so we rushed him to the hospital. Turned out, he had four herniated discs and required surgery right away. Our total bill came out to be over $7700 for the surgery and the two nights/three days stay at the hospital. We paid it first, then submitted the claim. Since it was our first claim submission, they asked for all of our dog's medical records and said that it may take up to ten business days to process. Well, they got it done in just a few days AND told me they'd reimburse me accordingly to the plan I selected [which was a $250 deductible, and they'd cover 70%]. I was relieved! On top of that, I would get emails from representatives, asking me how my dog was doing. Not, "How's your dog, by the way, email me this and that." Nope, the email's sole purpose was just to follow up on how the surgery went, how the recovery's going, etc. I always recommend that pet owners get pet insurance, and I'll always name drop Healthy Paws.
5

out of 5

POSTED: | BY: Kathryn

Healthy Paws: Excellent Customer Service

My husband and I wanted a French bulldog for so long and when we finally got our Ruby we knew due to Frenchies being prone to various health problems that we needed good insurance. Healthy Paws has been wonderful to us. Their mobile claim submission process is so quick and easy (all you have to do is take a picture of your bill and press submit). Their processing time is extremely quick. When Ruby needed major knee surgery they approved her claim within hours! We also appreciate Healthy Paws' great customer service. Any time we've called they've answered the phone and have been very friendly and helpful. They even emailed us asking how Ruby was coming along after her surgery!
5

out of 5

POSTED: | BY: Ruth Luenterbusch

A Pet Insurance that really cares

CJ, my English Cream Golden Retriever (almost 2 years) was dealing with diarrhea, losing weight, stomach pain and once in a while vomiting. My vet had a suspicion that CJ has IBD. To be sure CJ needed an intestinal biopsy which is the only way to find out IBD. It hurts to see your pet in pain and I wanted him to get the right treatment, so he can have fun again. Healthy Paws gave me such great support. Whenever I called they were friendly kind and very helpful. My claim was processed within a week and the greatest was when I received an e-mail from Healthy Paws where I was asked how CJ is feeling. That was so amassing and shows me that Healthy Paws really cares. Thank you so much for all your support.Woof from CJ 
5

out of 5

POSTED: | BY: Sean

Healthy Paws is a LIFESAVER!

The HealthyPaws team is absolutely great! They are quick to process claims and if I ever have a question on a policy or claim they are insanely quick to get back and respond. My wife and I have had several issues with our young Dalmatian and we have nothing be great things to say about HealthyPaws and their team. Worth every penny and their plan has allowed us to keep our little guy healthy and himself time after time!
5

out of 5

POSTED: | BY: Stacy R.

Pet insurance that saved us a ton!

Our dog Honey was hit with unexpected stomach issues (bloody diarrhea, vomiting, and even an emergent situation where she went into shock). I am so glad I signed up for healthy paws insurance because it saved us a few thousand dollars. The claim was processed in a week and we received our reimbursement the following week. They keep you up to date with your claim status and actually care about your pets. I highly recommend healthy paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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