Healthy Paws | Pet Insurance Review

4.7

out of 5

Number of reviews 11,204

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Natalia

Efficient, Simple, Caring and Affordable Insurance

I highly recommend Healthy Paws to pet owners because having insurance is part of being a responsible and caring owner. In my experience Healthy Paws provides an outstanding service! Our claim was processed intermediately and they followed up on my pet recovery and status. Great customer services, easy to process claims, make payments, etc. online or even through a phone app.Thankful to have Health Paws.
5

out of 5

POSTED: | BY: Brian

Excellent Company

Excellent company. Extremely user friendly app. Very straightforward coverage. No hidden clauses or exceptions. Most recent claim involved a veterinary dental specialist. Claim was handled and reimbursement check was received within one week. Excellent customer service and very timely responses to any questions you may have. I am truly happy with Healthy Paws and highly reccomend insurance with them.
5

out of 5

POSTED: | BY: Kassi

One less thing to worry about

Healthy Paws is an amazing company. My dog suddenly became ill and I had to rush her to the ER. She was there overnight and had multiple procedures done. The cost was pretty substantial. I knew I didn't have to worry because Healthy Paws would cover it. I was able to focus on my dog and knowing she can get the best care possible.
5

out of 5

POSTED: | BY: David

No Hassle, prompt payment excellent customer servi

I usually don't bother with giving ratings/reviews but Healthy Paws deserves a 10 star rating. We have a policy that has a $100 yearly deductible with 90% coverage. Our 5 yr old Bernese Mountain dog, Cadette, was diagnosed with bone cancer on April 11th 2017. We took her to an emergency vet hospital with an Oncologist on April 18th 2017, they recommended that Cadette have her hind leg amputated, so they kept Cadette overnight and performed the surgery on April 19th and kept her until April 21st 2017. I submitted the receipts, thru the Healthy Paws app, on April 25th and received the reimbursement check for 90% of the vet bill on May 1st 2017. The app makes submitting vet bills so easy, all you do is open the app, click on new claim and take a pic of the vet bill and submit it. I can't see how any other pet insurance companies can match Healthy Paws.
5

out of 5

POSTED: | BY: Gerianne

Healthy Paws Insurance is AMAZING!

Healthy Paws Pet Insurance is AWESOME!!! I have never had pet insurance before, and thankfully I signed my Border Collie "Rayna" up as a puppy. I chose the $250 deductible and 90% claim payment. Rayna tore her cruciate at 10 months old and had TPLO surgery on 12/30/16. Sadly, Rayna was one of the very few dogs where TPLO just did not work, and last week the surgeon took out the plate, scoped her joint, and did the traditional repair. Healthy Paws has *promptly* paid every claim. The claim process is SO easy, you take a picture of your vet bill, then from the Healthy Paws app on my phone I hit "new claim", "attach picture" and "submit claim." A week or two later a check arrives in my mailbox, no questions asked. Whenever I have had to call with questions, I have received caring answers to my questions. I'm not one to post reviews (and I'm going to post this on another site as well), but if you are looking for Pet Insurance, I heartily recommend Healthy Paws! Gerianne in Iowa

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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