Fetch | Pet Insurance Review

I filed a claim for a wellness claim and Fetch paid within three weeks. It was easy to file a claim.

I don't like the fact that Fetch only pays a small amount of the cost. like if something cost $100 Fetch will cover $40. I want to change to another insurance.

I have been with Fetch Pet Insurance for many years, even back when they were Pet Plan. Getting Pet Insurance is the first thing I do when adopting a new pup. Fetch has always been there to help during what is always a very emotional time. Our pups are our kids. Sadly our two year old Bichon Mix Rescue started having seizures and although this is and will be a difficult and trying time for us, which includes a neurologist and lifetime meds, because of Fetch Pet Insurance we are able to provide our fur baby Kizmet with the quality of care we want and need to without having to worry about the financial impact of things. Knowing that we have Fetch Pet Insurance in our corner is truly a Godsend. We have all three of our fur babies insured and are grateful for Fetch. Thank you!!!!

QUICK RESPONSES AND EASE OF USE.

Buyer Beware: if you need insurance for a one time, unexpected accident this company is okay. But as soon as there is an ongoing medical condition Fetch will spike your premiums and lower pet coverage until it’s more expensive to have their insurance than pay for your dog’s treatment out of pocket. I had this insurance (previously PetPlan) since my now 13yo cocker mix was a perfectly healthy puppy. Therefore, everything was technically covered. When he had a couple small accidents, it was all reimbursed appropriately. However, as soon as my senior dog developed an aging lung condition and small heart murmur that requires expensive lifetime medication (still a very happy and active pup)… they made coverage completely unaffordable (3x the cost of his medication). When I called, a Fetch representative outright admitted that when pet payouts start to regularly exceed premiums and your deductible, this is what they do to make back the cost.