Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,484

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

VETERINARIAN: Cherry Point

POSTED: | BY: Wanda Copas

Becca Insurance

I have had the Sam insurance for 1 years Fetch is tops They have paid my insurance by the policy rules an I appreciate that you always know what to expect from them My pet has had lot of Medical problems in the past year Thanks to Fetch she has had the best care no questions ask I don't ask for any thing my policy says is not covered I can't ask any more from them Thank You Fetch plan
2

out of 5

POSTED: | BY: Carla Anderson

Poor coverage/reimbursement

I have paid insurance continually upon getting my dog Lilly in October. She was healthy but underweight, a rescue. She had a well Dog exam. Then she got a neck injury. I am still dealing with this, she is on medication I pay for. I have only been paid 47.00 after my deductible. Then you said you wont cover her leg injury.
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1

out of 5

POSTED: | BY: Bob

Penalized for using insurance!

I've had them for over 4 years, and now they've changed my policy to increase my deductive and lowered the reimbursement limit because I'm considered "ultra high loss" LOL. So you get insurance, your pup has issues and then you get penalized for using the insurance! So don't go with them, shop around and find someone else.
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3

out of 5

POSTED: | BY: Greg Smith

Read the fine print

Read the fine print! Paid monthly and annual premiums for a couple years. When I finally submitted a claim, for two dogs. I was reimbursed $16 on a vet visit that cost me more than $800. It's a bit lame that I can't reply to the Fetch reply (shown below), so I'll add context here, based on their reply. Correct, I was not reimbursed because it was not in my policy. That's why my title is "Read the fine print," and not "Do not use," etc. To pay more than $50/month (well over $500/year) for a policy that covers NO regular (necessary) wellness visit expenses is a waste of money to me. 🤷🏼‍♂️
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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