Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,453

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Bob

Penalized for using insurance!

I've had them for over 4 years, and now they've changed my policy to increase my deductive and lowered the reimbursement limit because I'm considered "ultra high loss" LOL. So you get insurance, your pup has issues and then you get penalized for using the insurance! So don't go with them, shop around and find someone else.
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3

out of 5

POSTED: | BY: Greg Smith

Read the fine print

Read the fine print! Paid monthly and annual premiums for a couple years. When I finally submitted a claim, for two dogs. I was reimbursed $16 on a vet visit that cost me more than $800. It's a bit lame that I can't reply to the Fetch reply (shown below), so I'll add context here, based on their reply. Correct, I was not reimbursed because it was not in my policy. That's why my title is "Read the fine print," and not "Do not use," etc. To pay more than $50/month (well over $500/year) for a policy that covers NO regular (necessary) wellness visit expenses is a waste of money to me. 🤷🏼‍♂️
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5

out of 5

POSTED: | BY: Elisabeth Stone

Very quick with responses and…

Very quick with responses and reimbursement!
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1

out of 5

POSTED: | BY: Tom Vartanian

Fetch is HORRIBLE, stay away!!

I switched from ASPCA pet insurance to Fetch to save $15/mo. BIG MISTAKE. Horrible experience filing a claim with Fetch. My maltipoo is almost 4yrs old got a bout of diarrhea and vomiting. Long story short, I filed a claim and it has been a nightmare. Fetch is requesting all doctor visits, vaccines, etc for my dog SINCE BIRTH. Never had any problems filing a claim with ASPCA. Once this is resolved, I’m cancelling and going back to ASPCA!!
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5

out of 5

POSTED: | BY: Karen Parrish

Ease filing claims

Ease filing claims, Timely response and feedback on claim status and no long delays with reimbursement.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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